Settlements – What Are Them and How Use Them to Your Benefit

Motorcycle drivers must be aware that unfortunately, according to statistics, it is highly likely for them to be in an accident at a certain point. In addition to that, according to experts, a high number of accidents that involve motorcycle drivers are because of another driver’s mistake. And they do not get the proper compensation! Settlements are a good solution for this.

That is why if you are a motorcycle driver, you should be aware of everything regarding settlements. In here, I present you a short guide to help you understand them.

What Is a Settlement?

A settlement is a type of arrangement between the drivers involved in a car accident, in order to pay for the expenses generated for it. Settlements are mostly made by motorcycle drivers because some insurance companies do not cover accidents in which they are involved.

Due to this, some drivers have to proceed by making lawsuits against other drivers, but this process takes a lot of time. That is why a settlement is more appropriate, in case of not wanting to wait that long to solve the problem.

How to Start a Settlement?

Any of the drivers involved in the accident can initiate the settlement. The attorney of the driver that starts the process should be the one that has to establish the first basis of the arrangement and wait for the other party’s approval. After the answer, the plaintiff’s attorney should consult with his client the modifications requested for the other driver (in case of there being any) in order to finally determine the settlement.

Accidents are undoubtedly situations that put us under a lot of pressure. To get a quicker solution, it is important to know about other formal and fair ways of dealing with the consequences to avoid any problem in the future. Besides, protect yourself from any type of scam people may want to do when settling after an accident.…

The Dos and Don’ts – How to Manage a Car or Moto Accident?

Driving at high-speed is definitely an exciting activity, it makes you feel alive! But recklessly driving can cause an accident and you must be prepared for it. That is why I give you a short list of things that you should do and others that you should avoid doing in case that something bad happens.

Stay Cool

Yes, accidents are definitely stressful situations. Because of that, remaining calm will help you to examine the whole situation faster in order to put you and the others involved in a safe place.

Do Not Stay Near the Cars

Sometimes cars tend to burn in flames after a collision. One of the first things to do after being in an accident is to look for a safe place near the area in which the whole thing happened, but at the same time, that keeps you away from the cars involved. If you consider that you are okay enough to help other people get to a safe place, please do it!

Ask For Help

If you or someone else is hurt, you should ask for help to get the proper care to avoid bigger consequences. Do not forget that if you have enough cell phone signal, you must immediately call 911!

Do Not Leave Your Car Blocking the Way

If your car is still working after the crash, and you consider that it’s possible to move it, do it as fast and carefully as you can. Like that, you will keep the cars from causing a traffic jam that may affect other drivers on the way.

Be careful and look for nice and quick solutions instead of panicking. Accidents happen all the time, which is why you should be aware of this list of things in order to make these situations a little bit easier to deal with.…

Two Simple Steps to Follow When Filling a Motorcycle Accident Insurance Claim

Riding a motorcycle is one of the most electrifying things to do because they make us feel reckless. In addition, they are useful, smaller than a car, and faster too! The thing with them is that. because of their high-speed capacity, they can cause an accident. And what is more annoying than trying to file an accident insurance claim? To be prepared in case that happens, here I leave you two simple steps to follow:

 

Know the Different Types of Claims

To make this process quicker, you have to be aware of the two kinds of claims that you might file. In case of an accident, you should carefully check your motorcycle looking for damages in its structure to notify your insurance company. This claim is called “Property damage”.

If you also got hurt during the accident, the claim that you must file in order to receive the proper compensation for medical expenses is called “Personal injury”.

 

Calculate Your Compensation

The amount of money that you are going to receive as compensation for accidents depends exclusively on the terms of your insurance policy. There are even specific parts of your insurance contract that cover different types of accidents, such as collision coverage and comprehensive coverage.

You must know that, contrary to popular belief, in case of a total loss declaration, you are going to get the exact amount that your motorcycle is worth at the moment of the accident. Not what you paid when you bought it.

These two tips will definitely help you in case of getting involved in a motorcycle accident. You must also be aware that if the crash occurred because of another driver’s mistake, you must have proof of it, and you should also ask him for his insurance information with the intention of obtaining the proper compensation. In case of needing more help, contact me!…